HELOC Leads in British Columbia

British Columbia's sky-high property values make the province one of Canada's most lucrative markets for Home Equity Lines of Credit. Homeowners in Greater Vancouver, where average detached home prices have long exceeded $1.5 million, and across Victoria, the Fraser Valley, and the Okanagan sit on extraordinary amounts of accumulated equity. Many BC homeowners who purchased even five to ten years ago have seen their property values double, creating hundreds of thousands of dollars in accessible equity that they can leverage through a HELOC for renovations, debt consolidation, investment, or as a flexible financial safety net.

DashLeads generates HELOC leads from BC homeowners who are actively exploring their equity access options. Our leads include long-term homeowners seeking to establish their first HELOC, existing HELOC holders looking for better rates or higher limits from competing lenders, and homeowners interested in sophisticated strategies like the Smith Manoeuvre to make their mortgage interest tax-deductible through investment borrowing. Each lead is verified and includes estimated property value, outstanding mortgage balance, desired HELOC amount, intended use, and contact information.

British Columbia's mortgage industry is regulated by the BC Financial Services Authority (BCFSA) under the Mortgage Brokers Act. Since HELOCs are secured lending products registered against title, arranging them requires BCFSA registration. OSFI's federal guidelines cap standalone HELOCs at 65% loan-to-value. BC's high property values mean that even at 65% LTV, HELOC facilities in the province can be substantial — often exceeding $500,000 in Greater Vancouver. DashLeads delivers these high-value leads in real time, enabling mortgage brokers, banks, and credit unions to connect with equity-rich BC homeowners at the moment they are comparing options.